BUYER’S GUIDE
1
PRELIMINARY STUDY OF THE OPERATION
- BUDGET THE MONEY YOU WILL ALLOCATE FOR THE PURCHASE
- PURCHASE METHOD OPTIONS
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- – With own resources.
- – With financing from the country of origin or Spain.
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2
TYPE AND LOCATION OF THE HOUSE
- CHARACTERISTICS OF YOUR NEW HOME IN SPAIN
- QUALITY OF LIFE YOU ARE LOOKING FOR:
- – Environment
- – Communication
- – Services
3
ELECTION OF THE REAL ESTATE AGENT
- SERVICES OFFERED BY OUR COMPANY:
- – Bilingual specialized agents
- – Manage your home selection
- – Technology at your service (Virtual tours and video chat conferences)
- – We help you plan your stay in Valencia
- – We accompany you to visit the chosen properties
- – Maximum purchase guarantee: Advice in your language of the legal and financial processes that are evaluated by reference bilingual law firms
4
TRIP PLANNING
- ORGANIZE YOUR FLIGHT
- LET US KNOW YOUR ARRIVAL IN VALENCIA: THE IDEAL DURATION TO PERFORM THE MANAGEMENT MAY BE 3 TO 4 DAYS
- ONE OF OUR AGENTS WILL WAIT FOR YOU AT THE AIRPORT TO APPROACH YOU AT YOUR HOTEL
5
VISITS
- VISIT THE SELECTED PROPERTIES
6
BANK ACCOUNT AND N.I.E
- OUR COMPANY WILL HELP YOU IN THESE PROCEDURES THAT ARE FUNDAMENTAL FOR THE PURCHASE OF YOUR OUR HOUSING
7
CHOICE AND RESERVATION
- WE CHOOSE THE PROPERTY WE WANT TO BUY
- CONTRACT SIGNING / RESERVATION OF PURCHASE INTENTION
- RESERVED BY BANK TRANSFER WITH APPROXIMATELY 10% OF THE PRICE OF THE SALE
8
WRITING AND KEYS
- APPROXIMATE DEADLINE: BETWEEN 1 AND 2 MONTHS FROM THE SIGNING OF THE RESERVATION
- PAYMENT OF THE SALE PRICE UNTIL COMPLETE 100%
- PUBLIC WRITING SIGNATURE BEFORE NOTARY
- LEGAL REGISTRY OF PROPERTY
- DELIVERY OF KEYS TO YOUR HOME
9
EXPENSES AND TAXES
IMMEDIATE PURCHASE (APPROXIMATE VALUES):
- EXPENSES OF THE SALE:
- – Notary (from 600 to 1,000 €)
- – Registration (from 400 to 650 €)
- – Agency (from € 300)
- FINANCING EXPENSES (IF EXISTING) _CONSULT BANKING ENTITY
- PROFESSIONAL FEES REAL ESTATE AGENCY (3% + VAT OF THE PURCHASE PRICE)
- I.T.P .: ESTATE TRANSMISSION TAX (10% OF THE SALE PRICE)
- – Payment period: 30 business days from the date of writing
A.J.D.: TAX OF DOCUMENTED LEGAL ACTS (IF THERE IS A MORTGAGE) (1.5-2% AMOUNT OF THE AMOUNT OF THE LOAN).
ANNUAL TAXES
- REAL ESTATE TAX (IBI)
- INCOME TAX (ACCORDING TO CASES):
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- – For non-residents in Spain (IRNR)
- – For residents: personal income tax
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